Junior Blind of America

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You are here  : Home > How to Help > Donate > Ways to give > Planned Giving | Junior Blind's Legacy Society
Planned Giving | Junior Blind's Legacy Society

Since 1953, Junior Blind of America has helped infants, children, teens and adults who are blind or visually impaired maximize their potential and achieve their highest level of independence.

So that we may continue these critical programs for decades to come, we ask you to consider joining the Legacy Society by providing for Junior Blind through a planned gift.

Members of Junior Blind’s Legacy Society are invited to special programs and are acknowledged in our annual report and other publications. And, by participating, you will encourage others to follow your example. Most importantly, your support ensures the continuation of our important mission.

There are many ways to share our vision for the future. Please review the gift suggestions on this page and contact us for more information.

Bequests

Bequests in a will or trust are the most popular type of planned gift received by Junior Blind. You can make a substantial contribution without reducing the assets available to you during your lifetime. For example, you can transfer a specific asset, such as stock or real estate. You can also leave a fixed dollar amount or a percentage of your estate to Junior Blind.

Sample Bequest Wording
I bequeath to Junior Blind of America (Tax ID# 95-1977659):

  • the sum of $__________, or
  • _____percent of my estate, or
  • the following property: ____________________, or
  • the rest, residue and remainder of my estate.

If you have already prepared your will, your attorney can easily include Junior Blind as a beneficiary by adding a codicil.

Please let us know if you are remembering Junior Blind in your will or trust fund. This information helps us plan for the future and enables us to honor you as a member of our Legacy Society

Charitable Gift Annuities

With a Charitable Gift Annuity (CGA), you can support Junior Blind of America and receive a fixed lifetime income. A CGA is a one-page document and is easy to establish. The benefits of a CGA include:

  • An immediate income tax deduction for a portion of your gift.
  • Lifetime income for you, paid quarterly or annually. A CGA pays a higher rate than a bank CD or money market account, and, once established, the rate never changes. A portion of each payment is tax-free.
  • If you fund your CGA with appreciated stock, you will reduce capital gains tax on the increased value of your investment. A CGA also eliminates all gift and estate taxes associated with the funds you give to Junior Blind.
Sample Gift Annuity Rates (as of July 1, 2008)
Single Beneficiary Age
Payout Rate
65
5.7%
70
6.1%
75
6.7%
80
7.6%
85
8.9%
90+
10.5%
rates are subject to change

Other Ways to Support the Critical Programs of Junior Blind

Gifts of Stock. Gifts of stock permit you to bypass the capital gains tax. In addition, you are eligible for a charitable income tax deduction for the full appreciated value of the stock, resulting in additional savings.

Real Estate. Donations of real estate may include a personal residence, vacation home, apartment building, commercial property or land. You may retain a life interest in your personal residence, gifting ownership to Junior Blind after your lifetime.

Retirement Accounts. There are both income tax and estate tax benefits to donating an IRA or other retirement funds. This is a very effective way of leaving a significant gift to Junior Blind as part of your estate plans.

Life Insurance. There are a variety of ways to use life insurance to make a donation. You can name Junior Blind as a beneficiary, donate an existing policy or buy a new policy to donate. Any benefits Junior Blind receives from your insurance are excluded from your taxable estate.

**Donors should consult with their own attorneys or other financial advisors for tax and legal advice when considering any type of planned gift.**